Last updated: 24 October 2026
Welcome to WeFixPay (https://wefixpay.com/).
WeFixPay is an independently operated UK website providing free salary calculators, take-home pay estimates, tax and National Insurance calculators, pension tools, NHS pay guides, payroll information and educational financial resources.
By accessing or using WeFixPay, you agree to these Terms of Use & Disclaimer. If you do not agree, please discontinue using the website.
Our tools and articles are intended to help visitors understand their earnings, deductions and financial decisions. The information provided is for general educational and informational purposes only.
Although we aim to keep our content accurate and up to date, calculations and information may contain errors or become outdated when legislation, tax thresholds, NHS pay scales or individual circumstances change.
WeFixPay is not affiliated with, endorsed by or an official representative of HM Revenue & Customs (HMRC), the National Health Service (NHS), the Department for Work and Pensions (DWP), or any other government department or public authority.
For questions, feedback or corrections, please contact contact@wefixpay.com
Accuracy of Calculators and Estimates
WeFixPay provides free online calculators designed to help users estimate their earnings, deductions, employment benefits and other financial figures.
These include salary, Income Tax, National Insurance, pension, student loan, holiday pay, overtime, payroll cut-off, Universal Credit and debt repayment calculators.
All results are estimates and should not be treated as guaranteed or official calculations.
Actual amounts may differ depending on factors such as:
- Your tax code, tax residence and personal allowances.
- Pension scheme rules, contribution rates and salary sacrifice arrangements.
- Student loan repayment plans and thresholds.
- Employment contracts, working patterns and payroll arrangements.
- Changes in UK legislation, tax rates and benefit rules.
- Information entered into the calculator.
Although we aim to use reliable information and regularly review our tools, WeFixPay cannot guarantee that every calculation will be accurate, complete or applicable to your individual circumstances.
Users should verify important figures against official documents and guidance from HM Revenue & Customs (HMRC), their employer or payroll department, pension provider, or other relevant authority.
WeFixPay is not responsible for financial decisions made solely on the basis of calculator estimates, to the extent permitted by applicable law.
NHS Pay Information and Employment Guidance
WeFixPay provides independent educational information about NHS salaries, pay bands, pension contributions, overtime, allowances and employment-related benefits.
Our NHS pay guides are intended to help workers understand potential earnings and deductions. They are not official NHS payroll statements or employment advice.
NHS Salary Estimates
NHS pay calculations may vary depending on several factors, including:
- Whether you work in England, Scotland, Wales or Northern Ireland.
- Your NHS pay band and applicable pay point.
- Your contracted working hours and employment arrangements.
- Overtime, unsocial-hours enhancements and additional allowances.
- Pension scheme membership and contribution rates.
- Tax codes, student loan deductions and other payroll adjustments.
- Changes to national or local pay agreements.
NHS Employment Rights and Benefits
Information about NHS sick pay, maternity and paternity leave, annual leave, pensions, bank employment and other workplace entitlements is provided for general guidance.
Actual entitlements depend on applicable employment contracts, NHS terms and conditions, local policies and relevant legislation.
Users should confirm their individual circumstances with their employer, payroll department, human resources team, trade union representative or an appropriately qualified adviser.
Independence and Accuracy
WeFixPay is an independent website and is not affiliated with or officially endorsed by NHS England, NHS Scotland, NHS Wales, NHS Northern Ireland or individual NHS employers.
Although we aim to reference reliable sources and update our information when rules change, NHS pay scales and employment conditions may be revised.
Visitors should consult official NHS pay publications and their employer’s current policies before making important employment or financial decisions.
AI Payslip Checker — Limitations and Responsibilities
WeFixPay provides an AI-powered Payslip Checker to help users understand their earnings, deductions, tax codes, National Insurance contributions, pension payments and other payroll information.
AI-Generated Results
The Payslip Checker uses artificial intelligence provided through the OpenAI API to analyse uploaded payslip documents.
Although the tool is designed to identify and explain payroll information, AI-generated results may contain errors, omissions or incorrect interpretations.
For example, the tool may:
- Misread figures, dates or text from uploaded documents.
- Incorrectly classify earnings, deductions or allowances.
- Misinterpret tax codes or pension arrangements.
- Produce inaccurate estimates of potential payroll discrepancies.
- Fail to account for individual circumstances or employer-specific payroll rules.
Users should not rely exclusively on AI-generated results when making financial or employment decisions.
Payslip Privacy and Third-Party Processing
When users upload a payslip, the complete PDF or image is transmitted to OpenAI’s API for analysis. This may include personal information appearing on the document.
We recommend removing unnecessary personal identifiers before uploading payslips.
WeFixPay is designed to process uploaded documents temporarily and attempt to delete temporary files after processing. Separate retention arrangements may apply to OpenAI’s services.
Further information is available in our Privacy Policy:
User Responsibilities
Users are responsible for ensuring that they have the necessary authority to upload any payslip or payroll document.
Visitors should check AI-generated findings against their original payslip, employment contract and official payroll records.
If a potential discrepancy is identified, users should contact their employer’s payroll department, HMRC or another appropriate organisation for verification.
No Guarantee of Accuracy
WeFixPay does not guarantee that the AI Payslip Checker will identify every payroll error or produce an accurate interpretation of every uploaded document.
The tool provides educational assistance and does not replace professional payroll, tax, legal or financial advice.
Financial Information and Professional Advice
WeFixPay provides general educational information about UK salaries, Income Tax, National Insurance, pensions, student loans, employment benefits, household finances and debt management.
Our articles, guides and calculators are intended to help visitors understand financial information and make more informed decisions.
Not Personalised Financial Advice
Information provided through WeFixPay does not constitute personalised financial, investment, tax, legal or debt advice.
WeFixPay does not assess every visitor’s individual financial circumstances, objectives, risks or suitability for particular financial products or decisions.
WeFixPay is not authorised by the Financial Conduct Authority (FCA) to provide regulated financial advice.
Debt Repayment and Budgeting Tools
Our debt repayment and budgeting calculators provide illustrative estimates based on information entered by users.
Results may show potential repayment periods, interest costs and the effects of different repayment approaches.
These calculations do not constitute an individual debt-management plan or a recommendation to enter into a particular financial arrangement.
Visitors experiencing financial difficulties should consider seeking guidance from an appropriate independent debt-advice organisation, such as MoneyHelper, Citizens Advice or StepChange.
Tax, Pension and Benefits Information
Tax, pension and benefits rules can change, and individual entitlement or liability may depend on circumstances not captured by our calculators.
Users should consult official government guidance or an appropriately qualified professional when making important financial decisions.
Independent Information
WeFixPay does not guarantee that information published on the website will be suitable for every visitor.
Nothing on WeFixPay should be interpreted as a guarantee of financial savings, improved benefits, reduced tax liabilities or particular financial outcomes.
Website Availability, External Links and User Responsibilities
WeFixPay aims to provide reliable access to its online calculators, educational articles and financial information tools. However, uninterrupted website availability cannot be guaranteed.
Website Availability
We may occasionally update, maintain, modify or temporarily suspend parts of WeFixPay to improve functionality, security or accuracy.
Certain features may become unavailable because of technical problems, scheduled maintenance, hosting interruptions or third-party service failures.
WeFixPay does not guarantee that every calculator, article or online service will always be available or free from errors.
External Websites and Resources
WeFixPay may include links to external websites, including HMRC, GOV.UK, NHS organisations, pension providers and independent financial education services.
These links are provided for reference and convenience.
We do not control the content, availability, security or privacy practices of third-party websites. The inclusion of an external link does not necessarily imply endorsement or affiliation.
Visitors should review the terms and privacy policies of external websites before using their services.
User Responsibilities
By using WeFixPay, visitors agree to:
- Provide accurate information when using calculators and online tools.
- Use the website only for lawful purposes.
- Avoid attempting to disrupt, damage or gain unauthorised access to the website or its systems.
- Avoid uploading documents containing another person’s personal information without appropriate authority.
- Respect applicable intellectual property rights.
Website Security
We take reasonable measures to maintain the security of WeFixPay. However, no website or online service can guarantee complete protection against technical failures, security incidents or other risks.
Visitors should avoid submitting unnecessary sensitive personal information and should take appropriate precautions when using online services.
Intellectual Property and Permitted Use
Unless otherwise stated, the original content published on WeFixPay, including articles, explanatory text, calculator interfaces, website designs and branding, is owned by or licensed to the operator of WeFixPay.
Ownership of Content
WeFixPay’s original content is protected by applicable intellectual property laws.
Third-party trademarks, logos, government publications and other materials remain the property of their respective owners.
References to HMRC, NHS organisations and other public bodies do not imply that WeFixPay is affiliated with or endorsed by those organisations.
Permitted Use
Visitors may access and use WeFixPay’s publicly available calculators and educational resources for lawful personal and informational purposes.
Visitors may also share links to our articles and tools, provided they do not misrepresent the information or imply that WeFixPay endorses them.
Restrictions
Without appropriate permission, visitors must not:
- Reproduce or republish substantial portions of WeFixPay’s original content for commercial purposes.
- Copy, redistribute or commercially exploit proprietary website code or designs.
- Present WeFixPay’s calculators, articles or branding as their own.
- Attempt to gain unauthorised access to, damage or interfere with the website.
- Use automated systems to place unreasonable demands on our services.
These restrictions do not limit any rights or uses permitted by applicable law.
Permission Requests
For permission to reproduce original WeFixPay content beyond legally permitted uses, please contact:
Liability and Legal Rights
WeFixPay aims to provide accurate, accessible and useful financial information, salary calculators and payroll-related tools.
However, the information and calculations provided through this website are for general educational and informational purposes and should not be regarded as guaranteed financial outcomes.
Limitations of Liability
To the extent permitted by applicable law, WeFixPay and its operator are not responsible for losses arising from:
- Inaccuracies or omissions in calculator results or published information.
- Decisions made solely on the basis of website estimates or AI-generated analysis.
- Temporary website unavailability, technical errors or interruptions.
- Changes in legislation, tax rules, NHS pay agreements or other information after publication.
- Third-party websites or services outside our control.
Visitors should independently verify important financial and employment information before making decisions that could affect their income, benefits or legal rights.
Your Legal Rights
Nothing in these Terms of Use & Disclaimer excludes or restricts liability where doing so would be unlawful.
In particular, nothing excludes liability for fraud or fraudulent misrepresentation, death or personal injury caused by negligence, or other liability that cannot legally be excluded.
Nothing in these terms affects any statutory rights or protections that cannot lawfully be restricted.
Accuracy and Corrections
We welcome reports of potential calculation errors, outdated information or website problems.
If you believe information on WeFixPay is incorrect, please contact us at:
We will review reported issues and make corrections where appropriate.
Changes to Terms, Governing Law and Contact Information
Changes to These Terms
WeFixPay may update these Terms of Use & Disclaimer periodically to reflect changes in our services, website features, legal requirements or operating practices.
When changes are made, the “Last updated” date at the beginning of this page will be revised.
Visitors are encouraged to review this page periodically. Continued use of WeFixPay following publication of updated terms constitutes acceptance of those terms to the extent permitted by law.
Governing Law
These terms are governed by the laws of England and Wales.
Any disputes relating to the use of WeFixPay will be subject to the jurisdiction of the courts of England and Wales, except where applicable consumer protection laws provide otherwise.
Contact Information
If you have questions about these terms, wish to report inaccurate information or need to contact the website operator, please use the following details:
Website: https://wefixpay.com/
Email: contact@wefixpay.com
Correspondence Address:
WeFixPay
Suite 854
80A Ruskin Avenue
Welling
DA16 3QQ
United Kingdom
For information about how personal data is processed, please see our Privacy Policy: